Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
WELLSPRING FINANCIAL PARTNERS2+ years Service code 27 · EIN 45-2984270 | Advisory (Plan) | $22,806 |
Service code 37 · EIN 04-2647786 | Loan Processing | $11,878 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,233 | $52,884-23.9% | $84,753-52.5% | $55,167-27.1% |
| Participation rate | 60.7% | 67.5%-6.8pp | 76.6%-15.9pp | 69.0%-8.3pp |
| Annual return | 12.91% | 18.03%-5.1pp | 22.78%-9.9pp | 169.23%-156.3pp |
| Employer contribution / active EE | $0 | $2,233-100.0% | $3,574-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $1,967 | $2,644-25.6% | $3,712-47.0% | $3,054-35.6% |
| Admin fee / account holder | $347 | $581-40.3% | $5,333-93.5% | $504-31.2% |