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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,826 | $77,638-92.5% | $156,551-96.3% | $62,881-90.7% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 8.32% | 50.33%-42.0pp | 32.23%-23.9pp | 20.14%-11.8pp |
| Employer contribution / active EE | $647 | $3,444-81.2% | $5,501-88.2% | $2,281-71.6% |
| Participant deferral / active EE | $966 | $3,046-68.3% | $4,871-80.2% | $3,203-69.8% |
| Admin fee / account holder | $658 | $5,561-88.2% | $13,028-94.9% | $4,296-84.7% |