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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,854 | $183,516-26.0% | $155,534-12.7% | $145,884-6.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.56% | 61.43%-49.9pp | 64.92%-53.4pp | 551.85%-540.3pp |
| Employer contribution / active EE | $9,726 | $5,315+83.0% | $4,675+108.1% | $4,662+108.6% |
| Participant deferral / active EE | $9,337 | $6,467+44.4% | $5,630+65.8% | $6,690+39.6% |
| Admin fee / account holder | $4,224 | $19,293-78.1% | $15,900-73.4% | $13,392-68.5% |