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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,296 | $185,905-24.0% | $170,057-16.9% | $139,487+1.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 13.37% | 60.56%-47.2pp | 53.42%-40.0pp | 373.84%-360.5pp |
| Employer contribution / active EE | $5,136 | $7,597-32.4% | $6,790-24.4% | $4,755+8.0% |
| Participant deferral / active EE | $15,828 | $11,627+36.1% | $10,411+52.0% | $6,713+135.8% |
| Admin fee / account holder | $360 | $15,397-97.7% | $12,826-97.2% | $11,407-96.8% |