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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,207 | $150,447-68.6% | $136,298-65.4% | $147,586-68.0% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 5.65% | 1049.15%-1043.5pp | 5156.27%-5150.6pp | 578.59%-572.9pp |
| Employer contribution / active EE | $1,464 | $5,256-72.2% | $4,696-68.8% | $4,876-70.0% |
| Participant deferral / active EE | $4,897 | $6,631-26.1% | $6,247-21.6% | $5,439-10.0% |
| Admin fee / account holder | $1,252 | $10,906-88.5% | $9,244-86.5% | $10,886-88.5% |