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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,938 | $81,763-21.8% | $58,561+9.2% | $139,466-54.2% |
| Participation rate | 57.1% | 61.3%-4.2pp | 50.9%+6.3pp | 80.3%-23.2pp |
| Annual return | 14.84% | 7427.77%-7412.9pp | 4251.33%-4236.5pp | 373.66%-358.8pp |
| Employer contribution / active EE | $1,156 | $1,398-17.3% | $1,053+9.7% | $4,754-75.7% |
| Participant deferral / active EE | $7,623 | $2,555+198.4% | $1,923+296.4% | $6,712+13.6% |
| Admin fee / account holder | $116 | $3,273-96.5% | $2,520-95.4% | $11,409-99.0% |