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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,808 | $174,018-37.5% | $136,833-20.5% | $198,609-45.2% |
| Participation rate | 27.3% | 65.1%-37.9pp | 59.0%-31.8pp | 82.4%-55.1pp |
| Annual return | 17.07% | 35.16%-18.1pp | 35.32%-18.3pp | 202.70%-185.6pp |
| Employer contribution / active EE | $749 | $1,571-52.3% | $1,319-43.2% | $5,055-85.2% |
| Participant deferral / active EE | $4,928 | $2,873+71.5% | $2,441+101.9% | $6,977-29.4% |
| Admin fee / account holder | $1,069 | $5,434-80.3% | $4,706-77.3% | $19,030-94.4% |