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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,808 | $94,439+15.2% | $73,658+47.7% | $154,746-29.7% |
| Participation rate | 27.3% | 64.7%-37.4pp | 57.0%-29.8pp | 80.7%-53.4pp |
| Annual return | 17.07% | 28.25%-11.2pp | 29.72%-12.7pp | 172.34%-155.3pp |
| Employer contribution / active EE | $749 | $1,257-40.5% | $1,032-27.5% | $4,379-82.9% |
| Participant deferral / active EE | $4,928 | $2,527+95.0% | $2,062+139.0% | $6,730-26.8% |
| Admin fee / account holder | $1,069 | $3,843-72.2% | $3,357-68.2% | $14,365-92.6% |