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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,576 | $85,171-65.3% | $172,752-82.9% | $72,975-59.5% |
| Participation rate | 89.3% | 70.1%+19.2pp | 82.6%+6.6pp | 69.5%+19.8pp |
| Annual return | 14.39% | 27.32%-12.9pp | 802.97%-788.6pp | 81.01%-66.6pp |
| Employer contribution / active EE | $1,404 | $3,324-57.8% | $5,144-72.7% | $2,440-42.5% |
| Participant deferral / active EE | $1,858 | $3,260-43.0% | $5,198-64.3% | $3,608-48.5% |
| Admin fee / account holder | $1,157 | $5,880-80.3% | $13,955-91.7% | $5,124-77.4% |