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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,007 | $150,446-46.8% | $136,297-41.3% | $147,585-45.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 21.72% | 1049.14%-1027.4pp | 5156.19%-5134.5pp | 578.58%-556.9pp |
| Employer contribution / active EE | $6,492 | $5,256+23.5% | $4,696+38.3% | $4,876+33.1% |
| Participant deferral / active EE | $4,312 | $6,631-35.0% | $6,247-31.0% | $5,439-20.7% |
| Admin fee / account holder | $527 | $10,906-95.2% | $9,244-94.3% | $10,886-95.2% |