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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,657 | $198,462+36.9% | $170,439+59.4% | $147,585+84.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 3.89% | 257.30%-253.4pp | 205.94%-202.0pp | 578.58%-574.7pp |
| Employer contribution / active EE | $12,605 | $6,184+103.9% | $5,433+132.0% | $4,876+158.5% |
| Participant deferral / active EE | $6,780 | $5,629+20.4% | $4,939+37.3% | $5,439+24.7% |
| Admin fee / account holder | $0 | $16,852-100.0% | $13,881-100.0% | $10,886-100.0% |