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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,078 | $103,038-66.9% | $90,324-62.3% | $152,909-77.7% |
| Participation rate | 66.7% | 75.9%-9.2pp | 73.3%-6.6pp | 82.5%-15.8pp |
| Annual return | 15.50% | 95.25%-79.8pp | 78.15%-62.7pp | 345.46%-330.0pp |
| Employer contribution / active EE | $4,204 | $3,141+33.8% | $2,856+47.2% | $4,764-11.8% |
| Participant deferral / active EE | $5,450 | $4,282+27.3% | $3,885+40.3% | $5,851-6.9% |
| Admin fee / account holder | $3,630 | $6,177-41.2% | $5,356-32.2% | $11,601-68.7% |