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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,147 | $102,638+87.2% | $81,991+134.4% | $158,966+20.9% |
| Participation rate | 66.7% | 75.5%-8.9pp | 69.3%-2.6pp | 82.0%-15.3pp |
| Annual return | 18.05% | 61.05%-43.0pp | 41.31%-23.3pp | 302.95%-284.9pp |
| Employer contribution / active EE | $1,352 | $3,241-58.3% | $2,498-45.9% | $4,762-71.6% |
| Participant deferral / active EE | $11,238 | $4,649+141.7% | $3,722+201.9% | $5,983+87.8% |
| Admin fee / account holder | $0 | $8,237-100.0% | $5,665-100.0% | $11,250-100.0% |