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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,249 | $99,009-82.6% | $86,581-80.1% | $147,585-88.3% |
| Participation rate | 60.0% | 76.3%-16.3pp | 73.5%-13.5pp | 82.8%-22.8pp |
| Annual return | 15.02% | 1312.70%-1297.7pp | 965.06%-950.0pp | 578.58%-563.6pp |
| Employer contribution / active EE | $824 | $3,132-73.7% | $2,840-71.0% | $4,876-83.1% |
| Participant deferral / active EE | $1,976 | $3,972-50.3% | $3,609-45.3% | $5,439-63.7% |
| Admin fee / account holder | $2,269 | $5,709-60.3% | $4,904-53.7% | $10,886-79.2% |