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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,275 | $138,102-78.1% | $125,381-75.9% | $134,532-77.5% |
| Participation rate | 60.0% | 84.5%-24.5pp | 82.4%-22.4pp | 81.2%-21.2pp |
| Annual return | -16.94% | 750.73%-767.7pp | 572.31%-589.2pp | 418.27%-435.2pp |
| Employer contribution / active EE | $2,111 | $5,245-59.8% | $4,815-56.2% | $4,741-55.5% |
| Participant deferral / active EE | $5,330 | $7,801-31.7% | $7,448-28.4% | $6,401-16.7% |
| Admin fee / account holder | $3,500 | $11,568-69.7% | $10,007-65.0% | $11,429-69.4% |