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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,382 | $99,032+1.4% | $80,022+25.4% | $135,380-25.9% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -6.90% | 15.39%-22.3pp | 11.22%-18.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $5,946 | $3,043+95.4% | $2,468+140.9% | $4,779+24.4% |
| Participant deferral / active EE | $6,609 | $4,282+54.3% | $3,686+79.3% | $5,609+17.8% |
| Admin fee / account holder | $561 | $10,436-94.6% | $6,521-91.4% | $10,828-94.8% |