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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,558 | $209,425-89.7% | $178,499-87.9% | $158,966-86.4% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 14.83% | 188.80%-174.0pp | 151.10%-136.3pp | 302.95%-288.1pp |
| Employer contribution / active EE | $197 | $5,707-96.5% | $5,011-96.1% | $4,762-95.9% |
| Participant deferral / active EE | $2,512 | $5,955-57.8% | $5,202-51.7% | $5,983-58.0% |
| Admin fee / account holder | $822 | $17,078-95.2% | $13,986-94.1% | $11,250-92.7% |