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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,459 | $198,462-61.5% | $170,439-55.1% | $147,585-48.2% |
| Participation rate | 37.5% | 88.0%-50.5pp | 83.6%-46.1pp | 82.8%-45.3pp |
| Annual return | 16.73% | 257.30%-240.6pp | 205.94%-189.2pp | 578.58%-561.9pp |
| Employer contribution / active EE | $1,846 | $6,184-70.2% | $5,433-66.0% | $4,876-62.2% |
| Participant deferral / active EE | $4,355 | $5,629-22.6% | $4,939-11.8% | $5,439-19.9% |
| Admin fee / account holder | $634 | $16,852-96.2% | $13,881-95.4% | $10,886-94.2% |