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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,583 | $55,453-8.8% | $170,439-70.3% | $62,293-18.8% |
| Participation rate | 92.4% | 66.4%+26.0pp | 83.6%+8.8pp | 69.5%+22.9pp |
| Annual return | 23.32% | 21.38%+1.9pp | 205.94%-182.6pp | 28.90%-5.6pp |
| Employer contribution / active EE | $4,909 | $2,164+126.9% | $5,433-9.6% | $2,042+140.4% |
| Participant deferral / active EE | $10,087 | $2,303+338.1% | $4,939+104.2% | $3,169+218.3% |
| Admin fee / account holder | $4,258 | $455+835.6% | $13,881-69.3% | $479+788.2% |