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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,095 | $53,162-32.1% | $91,227-60.4% | $68,490-47.3% |
| Participation rate | 67.2% | 63.2%+4.0pp | 73.2%-6.0pp | 67.9%-0.7pp |
| Annual return | -12.21% | -3.14%-9.1pp | 114.14%-126.4pp | -7.85%-4.4pp |
| Employer contribution / active EE | $1,755 | $1,709+2.7% | $2,851-38.5% | $2,597-32.4% |
| Participant deferral / active EE | $3,228 | $2,974+8.5% | $4,234-23.8% | $4,028-19.9% |
| Admin fee / account holder | $2,734 | $4,493-39.2% | $5,423-49.6% | $5,403-49.4% |