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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,401 | $150,446+91.7% | $136,297+111.6% | $147,585+95.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 7.36% | 1049.14%-1041.8pp | 5156.19%-5148.8pp | 578.58%-571.2pp |
| Employer contribution / active EE | $24,983 | $5,256+375.3% | $4,696+432.1% | $4,876+412.3% |
| Participant deferral / active EE | $20,667 | $6,631+211.7% | $6,247+230.8% | $5,439+280.0% |
| Admin fee / account holder | $2,208 | $10,906-79.8% | $9,244-76.1% | $10,886-79.7% |