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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,208 | $209,425-34.0% | $178,499-22.6% | $158,966-13.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.51% | 188.80%-173.3pp | 151.10%-135.6pp | 302.95%-287.4pp |
| Employer contribution / active EE | $10,102 | $5,707+77.0% | $5,011+101.6% | $4,762+112.1% |
| Participant deferral / active EE | $6,711 | $5,955+12.7% | $5,202+29.0% | $5,983+12.2% |
| Admin fee / account holder | $4,065 | $17,078-76.2% | $13,986-70.9% | $11,250-63.9% |