Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH & CO., INC Service code 31 · EIN 13-2740599 | Named fiduciary | $15,372 |
PAYCHEX, INC.1 year Filed as: PAYCHEX, INC Service code 15 911 PANORAMA TRAIL SOUTH · ROCHESTER, NY 14625 | Recordkeeping | $13,715 |
401K GENERATION1 year Service code 14 237 S WESTMONTE DR · ALTAMONTE SPRINGS, FL 32714 | Plan Administrator | $10,366 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,760 | $81,870+2.3% | $119,622-30.0% | $68,486+22.3% |
| Participation rate | 60.0% | 71.9%-11.9pp | 79.3%-19.3pp | 67.9%-7.9pp |
| Annual return | -11.49% | -23.82%+12.3pp | -14.98%+3.5pp | -7.85%-3.6pp |
| Employer contribution / active EE | $2,592 | $2,692-3.7% | $4,232-38.8% | $2,597-0.2% |
| Participant deferral / active EE | $6,028 | $4,148+45.3% | $5,601+7.6% | $4,028+49.7% |
| Admin fee / account holder | $381 | $6,583-94.2% | $10,328-96.3% | $5,404-92.9% |