Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER Service code 27 · EIN 13-5674085 4 WORLD FINANCIAL CENTER · NEW YORK, NY 10281 | Advisory (Plan) | $29,299 |
401K GENERATION3 years Service code 13 · EIN 26-4477125 237 S. WESTMONTE AVE · ALTAMONTE SPRINGS, FL 32714 | Contract Administrator | $19,260 |
PAYCHEX, INC.2 years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $10,342 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,440 | $101,795+5.5% | $165,100-34.9% | $80,959+32.7% |
| Participation rate | 87.9% | 71.8%+16.1pp | 78.6%+9.3pp | 67.7%+20.3pp |
| Annual return | 11.16% | 16.73%-5.6pp | 70.21%-59.1pp | 35.67%-24.5pp |
| Employer contribution / active EE | $3,648 | $2,954+23.5% | $4,348-16.1% | $2,757+32.3% |
| Participant deferral / active EE | $8,739 | $4,476+95.2% | $6,035+44.8% | $4,300+103.2% |
| Admin fee / account holder | $632 | $8,221-92.3% | $12,696-95.0% | $6,925-90.9% |