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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,100 | $175,231-17.8% | $149,696-3.7% | $139,466+3.3% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 46.28% | 166.77%-120.5pp | 134.46%-88.2pp | 373.66%-327.4pp |
| Employer contribution / active EE | $3,004 | $5,478-45.2% | $4,821-37.7% | $4,754-36.8% |
| Participant deferral / active EE | $10,948 | $6,521+67.9% | $5,682+92.7% | $6,712+63.1% |
| Admin fee / account holder | $1,211 | $16,155-92.5% | $13,212-90.8% | $11,409-89.4% |