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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,891 | $88,754+45.2% | $81,820+57.5% | $145,877-11.6% |
| Participation rate | 63.6% | 75.1%-11.4pp | 72.4%-8.7pp | 80.3%-16.7pp |
| Annual return | 9.82% | 1031.77%-1021.9pp | 777.93%-768.1pp | 551.28%-541.5pp |
| Employer contribution / active EE | $1,842 | $3,085-40.3% | $2,915-36.8% | $4,663-60.5% |
| Participant deferral / active EE | $4,620 | $4,648-0.6% | $4,323+6.9% | $6,691-30.9% |
| Admin fee / account holder | $1,656 | $8,424-80.3% | $7,391-77.6% | $13,402-87.6% |