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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,891 | $88,815+45.1% | $81,882+57.4% | $145,897-11.7% |
| Participation rate | 63.6% | 75.1%-11.4pp | 72.4%-8.8pp | 80.3%-16.7pp |
| Annual return | 9.82% | 1033.75%-1023.9pp | 779.47%-769.7pp | 552.29%-542.5pp |
| Employer contribution / active EE | $1,842 | $3,086-40.3% | $2,916-36.8% | $4,663-60.5% |
| Participant deferral / active EE | $4,620 | $4,647-0.6% | $4,323+6.9% | $6,689-30.9% |
| Admin fee / account holder | $1,656 | $8,434-80.4% | $7,360-77.5% | $13,390-87.6% |