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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,012 | $101,672+7.2% | $147,117-25.9% | $74,478+46.4% |
| Participation rate | 63.7% | 75.5%-11.8pp | 82.2%-18.5pp | 67.2%-3.5pp |
| Annual return | 20.59% | 8757.83%-8737.2pp | 420.54%-399.9pp | 1370.56%-1350.0pp |
| Employer contribution / active EE | $3,557 | $3,813-6.7% | $4,932-27.9% | $2,626+35.4% |
| Participant deferral / active EE | $9,217 | $7,305+26.2% | $8,065+14.3% | $4,350+111.9% |
| Admin fee / account holder | $1,724 | $1,753-1.7% | $12,993-86.7% | $1,946-11.4% |