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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,224 | $75,058+73.5% | $152,301-14.5% | $64,340+102.4% |
| Participation rate | 65.3% | 60.9%+4.4pp | 82.4%-17.2pp | 55.2%+10.0pp |
| Annual return | 20.47% | 29.93%-9.5pp | 80.50%-60.0pp | 24.14%-3.7pp |
| Employer contribution / active EE | $3,663 | $2,605+40.6% | $4,624-20.8% | $1,862+96.7% |
| Participant deferral / active EE | $8,821 | $5,041+75.0% | $8,004+10.2% | $2,980+196.0% |
| Admin fee / account holder | $7,421 | $4,050+83.2% | $14,398-48.5% | $3,703+100.4% |