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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,224 | $88,360+47.4% | $145,433-10.5% | $67,986+91.5% |
| Participation rate | 65.3% | 65.5%-0.2pp | 82.1%-16.9pp | 57.2%+8.0pp |
| Annual return | 20.47% | 63.15%-42.7pp | 66.58%-46.1pp | 31.67%-11.2pp |
| Employer contribution / active EE | $3,663 | $3,054+19.9% | $4,554-19.6% | $2,019+81.4% |
| Participant deferral / active EE | $8,821 | $5,932+48.7% | $7,897+11.7% | $3,358+162.7% |
| Admin fee / account holder | $7,421 | $3,313+124.0% | $13,129-43.5% | $3,203+131.7% |