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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,075 | $106,749+318.8% | $145,433+207.4% | $82,448+442.3% |
| Participation rate | 92.3% | 75.6%+16.7pp | 82.1%+10.2pp | 68.1%+24.2pp |
| Annual return | 16.98% | 27.59%-10.6pp | 66.58%-49.6pp | 41.64%-24.7pp |
| Employer contribution / active EE | $12,344 | $3,444+258.4% | $4,554+171.0% | $2,551+383.9% |
| Participant deferral / active EE | $11,476 | $6,519+76.0% | $7,897+45.3% | $4,139+177.2% |
| Admin fee / account holder | $4,208 | $8,390-49.8% | $13,129-68.0% | $7,234-41.8% |