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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,788 | $162,136-65.6% | $152,301-63.4% | $154,746-63.9% |
| Participation rate | 76.5% | 84.1%-7.6pp | 82.4%-6.0pp | 80.7%-4.2pp |
| Annual return | 18.93% | 91.02%-72.1pp | 80.50%-61.6pp | 172.34%-153.4pp |
| Employer contribution / active EE | $3,693 | $4,890-24.5% | $4,624-20.1% | $4,379-15.7% |
| Participant deferral / active EE | $7,110 | $8,341-14.8% | $8,004-11.2% | $6,730+5.6% |
| Admin fee / account holder | $774 | $15,759-95.1% | $14,398-94.6% | $14,365-94.6% |