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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,579 | $93,124-12.4% | $77,100+5.8% | $134,545-39.4% |
| Participation rate | 50.0% | 74.5%-24.5pp | 67.9%-17.9pp | 81.2%-31.2pp |
| Annual return | -15.71% | 62.68%-78.4pp | 42.35%-58.1pp | 418.37%-434.1pp |
| Employer contribution / active EE | $2,165 | $3,421-36.7% | $2,815-23.1% | $4,742-54.3% |
| Participant deferral / active EE | $5,958 | $5,242+13.7% | $4,430+34.5% | $6,401-6.9% |
| Admin fee / account holder | $892 | $6,970-87.2% | $5,443-83.6% | $11,431-92.2% |