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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,926 | $148,582-1.1% | $135,942+8.1% | $139,456+5.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 32.08% | 79.26%-47.2pp | 68.28%-36.2pp | 373.45%-341.4pp |
| Employer contribution / active EE | $19,320 | $5,245+268.4% | $4,858+297.7% | $4,753+306.5% |
| Participant deferral / active EE | $23,200 | $8,101+186.4% | $7,759+199.0% | $6,711+245.7% |
| Admin fee / account holder | $1,396 | $12,402-88.7% | $10,764-87.0% | $11,407-87.8% |