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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,926 | $148,623-1.1% | $135,974+8.1% | $139,466+5.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 32.08% | 79.30%-47.2pp | 68.30%-36.2pp | 373.66%-341.6pp |
| Employer contribution / active EE | $19,320 | $5,246+268.2% | $4,859+297.6% | $4,754+306.4% |
| Participant deferral / active EE | $23,200 | $8,103+186.3% | $7,760+199.0% | $6,712+245.7% |
| Admin fee / account holder | $1,396 | $12,406-88.7% | $10,767-87.0% | $11,409-87.8% |