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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,571 | $228,395-74.8% | $185,861-69.0% | $158,982-63.8% |
| Participation rate | 75.0% | 82.3%-7.3pp | 78.0%-3.0pp | 82.0%-7.0pp |
| Annual return | 0.00% | 40.82%-40.8pp | 35.96%-36.0pp | 302.99%-303.0pp |
| Employer contribution / active EE | $1,532 | $4,968-69.2% | $4,088-62.5% | $4,763-67.8% |
| Participant deferral / active EE | $3,709 | $6,417-42.2% | $5,634-34.2% | $5,983-38.0% |
| Admin fee / account holder | $399 | $11,869-96.6% | $9,503-95.8% | $11,252-96.5% |