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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,826 | $103,008-28.3% | $90,304-18.2% | $152,897-51.7% |
| Participation rate | 77.8% | 75.9%+1.9pp | 73.3%+4.5pp | 82.5%-4.7pp |
| Annual return | 8.25% | 95.22%-87.0pp | 78.13%-69.9pp | 345.43%-337.2pp |
| Employer contribution / active EE | $1,392 | $3,139-55.7% | $2,855-51.3% | $4,764-70.8% |
| Participant deferral / active EE | $2,812 | $4,281-34.3% | $3,885-27.6% | $5,851-51.9% |
| Admin fee / account holder | $663 | $6,175-89.3% | $5,354-87.6% | $11,599-94.3% |