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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,138 | $104,251-67.3% | $91,004-62.5% | $147,586-76.9% |
| Participation rate | 80.0% | 78.2%+1.8pp | 75.6%+4.4pp | 82.8%-2.8pp |
| Annual return | 15.31% | 27.06%-11.7pp | 4.60%+10.7pp | 578.59%-563.3pp |
| Employer contribution / active EE | $3,862 | $3,116+23.9% | $2,456+57.2% | $4,876-20.8% |
| Participant deferral / active EE | $8,980 | $4,195+114.1% | $3,548+153.1% | $5,439+65.1% |
| Admin fee / account holder | $1,656 | $8,948-81.5% | $5,417-69.4% | $10,886-84.8% |