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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $44,608 |
CREATIVE PLANNING LLC9+ years Filed as: CREATIVE PLANNING INC Service code 26 · EIN 43-1270780 | Advisory (Participants) | $23,169 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,200 | $76,112-2.5% | $96,544-23.1% | $71,529+3.7% |
| Participation rate | 83.7% | 74.4%+9.3pp | 76.0%+7.7pp | 67.9%+15.8pp |
| Annual return | 14.03% | 22.80%-8.8pp | 25.88%-11.8pp | 28.97%-14.9pp |
| Employer contribution / active EE | $2,367 | $2,248+5.3% | $2,966-20.2% | $2,590-8.6% |
| Participant deferral / active EE | $4,576 | $4,217+8.5% | $4,851-5.7% | $4,291+6.6% |
| Admin fee / account holder | $265 | $2,708-90.2% | $8,254-96.8% | $1,588-83.3% |