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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,665 | $232,540-67.5% | $185,117-59.1% | $147,586-48.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 0.00% | 43.03%-43.0pp | 40.50%-40.5pp | 578.59%-578.6pp |
| Employer contribution / active EE | $1,662 | $5,195-68.0% | $4,182-60.2% | $4,876-65.9% |
| Participant deferral / active EE | $5,318 | $5,834-8.8% | $5,045+5.4% | $5,439-2.2% |
| Admin fee / account holder | $404 | $10,275-96.1% | $8,159-95.0% | $10,886-96.3% |