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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,871 | $85,171-90.8% | $172,753-95.4% | $72,976-89.2% |
| Participation rate | 44.6% | 70.1%-25.4pp | 82.6%-38.0pp | 69.5%-24.8pp |
| Annual return | 33.46% | 27.32%+6.1pp | 803.00%-769.5pp | 81.02%-47.6pp |
| Employer contribution / active EE | $616 | $3,324-81.5% | $5,144-88.0% | $2,440-74.8% |
| Participant deferral / active EE | $1,232 | $3,260-62.2% | $5,198-76.3% | $3,608-65.9% |
| Admin fee / account holder | $225 | $5,880-96.2% | $13,956-98.4% | $5,124-95.6% |