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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,960 | $76,407-66.0% | $150,298-82.7% | $82,448-68.5% |
| Participation rate | 65.2% | 66.4%-1.2pp | 77.8%-12.6pp | 68.1%-2.9pp |
| Annual return | 15.34% | 39.99%-24.6pp | 62.79%-47.4pp | 41.64%-26.3pp |
| Employer contribution / active EE | $603 | $2,614-76.9% | $4,154-85.5% | $2,551-76.4% |
| Participant deferral / active EE | $1,331 | $3,214-58.6% | $5,453-75.6% | $4,139-67.9% |
| Admin fee / account holder | $3,190 | $6,352-49.8% | $14,116-77.4% | $7,234-55.9% |