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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,098 | $91,517-92.2% | $101,275-93.0% | $73,412-90.3% |
| Participation rate | 93.0% | 73.8%+19.2pp | 75.8%+17.2pp | 72.2%+20.8pp |
| Annual return | 21.49% | 17.17%+4.3pp | 46.48%-25.0pp | 59.30%-37.8pp |
| Employer contribution / active EE | $1,987 | $2,877-30.9% | $3,660-45.7% | $2,234-11.0% |
| Participant deferral / active EE | $86 | $3,338-97.4% | $4,371-98.0% | $3,806-97.8% |
| Admin fee / account holder | $25 | $216-88.4% | $5,948-99.6% | $158-84.2% |