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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,302 | $93,617-80.5% | $135,982-86.5% | $75,177-75.7% |
| Participation rate | 90.9% | 75.2%+15.7pp | 81.9%+9.0pp | 67.2%+23.7pp |
| Annual return | 21.28% | 30.89%-9.6pp | 68.32%-47.0pp | 160.75%-139.5pp |
| Employer contribution / active EE | $1,942 | $3,538-45.1% | $4,859-60.0% | $2,671-27.3% |
| Participant deferral / active EE | $4,734 | $6,406-26.1% | $7,760-39.0% | $4,126+14.7% |
| Admin fee / account holder | $2,401 | $6,980-65.6% | $10,767-77.7% | $5,651-57.5% |