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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,571 | $106,524-70.4% | $152,301-79.3% | $87,485-63.9% |
| Participation rate | 88.4% | 75.8%+12.7pp | 82.4%+6.0pp | 68.9%+19.5pp |
| Annual return | 16.87% | 26.89%-10.0pp | 80.50%-63.6pp | 26.06%-9.2pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,038 | $6,525-38.1% | $8,004-49.5% | $4,274-5.5% |
| Admin fee / account holder | $3,483 | $8,287-58.0% | $14,398-75.8% | $7,775-55.2% |