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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,571 | $106,749-70.4% | $145,433-78.3% | $82,448-61.7% |
| Participation rate | 88.4% | 75.6%+12.8pp | 82.1%+6.3pp | 68.1%+20.3pp |
| Annual return | 16.87% | 27.59%-10.7pp | 66.58%-49.7pp | 41.64%-24.8pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,038 | $6,519-38.1% | $7,897-48.9% | $4,139-2.4% |
| Admin fee / account holder | $3,483 | $8,390-58.5% | $13,129-73.5% | $7,234-51.9% |