See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FENNER SMITH I Service code 55 · EIN 13-5674085 | Other Commissions | $10,156 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,534 | $59,159-46.7% | $159,960-80.3% | $66,914-52.9% |
| Participation rate | 35.6% | 68.1%-32.5pp | 78.0%-42.4pp | 69.8%-34.2pp |
| Annual return | -14.69% | -12.26%-2.4pp | 408.60%-423.3pp | 1.58%-16.3pp |
| Employer contribution / active EE | $495 | $1,983-75.0% | $4,226-88.3% | $2,544-80.6% |
| Participant deferral / active EE | $2,406 | $4,395-45.2% | $6,182-61.1% | $4,237-43.2% |
| Admin fee / account holder | $206 | $591-65.2% | $8,698-97.6% | $593-65.4% |