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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,028 | $69,012-65.2% | $160,009-85.0% | $68,486-64.9% |
| Participation rate | 54.5% | 65.4%-10.9pp | 78.0%-23.4pp | 67.9%-13.3pp |
| Annual return | -18.45% | -9.65%-8.8pp | 408.85%-427.3pp | -7.85%-10.6pp |
| Employer contribution / active EE | $536 | $2,212-75.8% | $4,225-87.3% | $2,597-79.3% |
| Participant deferral / active EE | $2,168 | $4,212-48.5% | $6,183-64.9% | $4,028-46.2% |
| Admin fee / account holder | $0 | $4,798-100.0% | $8,715-100.0% | $5,404-100.0% |