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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,177 | $78,027-61.3% | $178,528-83.1% | $80,925-62.7% |
| Participation rate | 50.0% | 65.7%-15.7pp | 77.1%-27.1pp | 67.7%-17.7pp |
| Annual return | 13.59% | 18.09%-4.5pp | 27.11%-13.5pp | 35.65%-22.1pp |
| Employer contribution / active EE | $568 | $2,281-75.1% | $3,950-85.6% | $2,756-79.4% |
| Participant deferral / active EE | $2,890 | $4,408-34.4% | $6,278-54.0% | $4,299-32.8% |
| Admin fee / account holder | $29 | $7,168-99.6% | $10,419-99.7% | $6,940-99.6% |