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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,177 | $77,164-60.9% | $178,014-83.0% | $80,874-62.7% |
| Participation rate | 50.0% | 65.7%-15.7pp | 77.1%-27.1pp | 67.6%-17.6pp |
| Annual return | 13.59% | 18.09%-4.5pp | 294.80%-281.2pp | 35.62%-22.0pp |
| Employer contribution / active EE | $568 | $2,288-75.2% | $3,950-85.6% | $2,756-79.4% |
| Participant deferral / active EE | $2,890 | $4,408-34.4% | $6,276-54.0% | $4,297-32.7% |
| Admin fee / account holder | $29 | $7,164-99.6% | $10,362-99.7% | $6,935-99.6% |