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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,042 | $95,975-72.9% | $74,549-65.1% | $135,379-80.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -7.20% | 56.96%-64.2pp | 32.53%-39.7pp | 519.79%-527.0pp |
| Employer contribution / active EE | $5,390 | $2,716+98.4% | $1,961+174.9% | $4,779+12.8% |
| Participant deferral / active EE | $2,396 | $3,844-37.7% | $3,108-22.9% | $5,609-57.3% |
| Admin fee / account holder | $836 | $6,522-87.2% | $5,059-83.5% | $10,828-92.3% |