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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,740 | $149,679-62.1% | $117,039-51.5% | $147,585-61.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 26.62% | 19.31%+7.3pp | 18.95%+7.7pp | 578.58%-552.0pp |
| Employer contribution / active EE | $13,506 | $4,937+173.6% | $3,785+256.9% | $4,876+177.0% |
| Participant deferral / active EE | $6,000 | $4,912+22.2% | $3,929+52.7% | $5,439+10.3% |
| Admin fee / account holder | $609 | $7,856-92.2% | $5,974-89.8% | $10,886-94.4% |