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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $528,042 | $105,623+399.9% | $87,502+503.5% | $273,972+92.7% |
| Participation rate | 50.0% | 78.2%-28.2pp | 73.8%-23.8pp | 83.0%-33.0pp |
| Annual return | -20.45% | 12.26%-32.7pp | 12.21%-32.7pp | 41.46%-61.9pp |
| Employer contribution / active EE | $5,300 | $3,141+68.8% | $2,550+107.9% | $4,869+8.9% |
| Participant deferral / active EE | $8,750 | $3,601+143.0% | $3,149+177.9% | $5,287+65.5% |
| Admin fee / account holder | $0 | $4,781-100.0% | $4,221-100.0% | $10,133-100.0% |