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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $7,185 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,146 | $102,422-28.6% | $147,117-50.3% | $80,959-9.7% |
| Participation rate | 96.9% | 75.9%+21.0pp | 82.2%+14.7pp | 67.7%+29.2pp |
| Annual return | 27.73% | 135.16%-107.4pp | 420.54%-392.8pp | 35.67%-7.9pp |
| Employer contribution / active EE | $5,362 | $3,717+44.3% | $4,932+8.7% | $2,757+94.5% |
| Participant deferral / active EE | $13,018 | $6,652+95.7% | $8,065+61.4% | $4,300+202.7% |
| Admin fee / account holder | $54 | $7,953-99.3% | $12,993-99.6% | $6,925-99.2% |