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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $7,185 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,146 | $102,382-28.6% | $147,005-50.2% | $80,874-9.6% |
| Participation rate | 96.9% | 75.8%+21.1pp | 82.2%+14.7pp | 67.6%+29.3pp |
| Annual return | 27.73% | 134.89%-107.2pp | 418.76%-391.0pp | 35.62%-7.9pp |
| Employer contribution / active EE | $5,362 | $3,715+44.4% | $4,934+8.7% | $2,756+94.6% |
| Participant deferral / active EE | $13,018 | $6,646+95.9% | $8,070+61.3% | $4,297+203.0% |
| Admin fee / account holder | $54 | $7,942-99.3% | $13,006-99.6% | $6,935-99.2% |