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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,805 | $109,372-78.2% | $89,414-73.4% | $158,966-85.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 12.31% | 345.55%-333.2pp | 245.50%-233.2pp | 302.95%-290.6pp |
| Employer contribution / active EE | $2,526 | $3,171-20.4% | $2,586-2.4% | $4,762-47.0% |
| Participant deferral / active EE | $4,070 | $4,598-11.5% | $3,890+4.6% | $5,983-32.0% |
| Admin fee / account holder | $105 | $6,156-98.3% | $4,883-97.8% | $11,250-99.1% |