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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,846 | $217,432-84.9% | $185,849-82.3% | $167,536-80.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 3.40% | 148.42%-145.0pp | 122.10%-118.7pp | 478.82%-475.4pp |
| Employer contribution / active EE | $4,167 | $5,875-29.1% | $5,169-19.4% | $4,839-13.9% |
| Participant deferral / active EE | $7,583 | $6,357+19.3% | $5,569+36.2% | $6,342+19.6% |
| Admin fee / account holder | $1,740 | $19,818-91.2% | $16,244-89.3% | $12,315-85.9% |