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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,220 | $180,459-84.4% | $154,108-81.7% | $135,380-79.2% |
| Participation rate | 69.2% | 87.4%-18.2pp | 83.0%-13.8pp | 82.6%-13.4pp |
| Annual return | -10.71% | 888.21%-898.9pp | 735.21%-745.9pp | 519.81%-530.5pp |
| Employer contribution / active EE | $2,049 | $6,035-66.1% | $5,298-61.3% | $4,779-57.1% |
| Participant deferral / active EE | $6,012 | $5,806+3.5% | $5,081+18.3% | $5,609+7.2% |
| Admin fee / account holder | $0 | $16,145-100.0% | $13,411-100.0% | $10,828-100.0% |